How do Roofing Insurance Claims Work?

Dealing with the aftermath of extreme weather can be frustrating and stressful. Depending on the extent of the damage, you’re often left feeling panicked and unsure of where to even begin. You need to make sure that your home stays safe for you and your family, which is why filing claims as soon as possible, is so important. Unfortunately, roofing insurance claims can be complicated and involve working with everyone from insurance companies, contractors, adjusters, and more. The first step in the process involves understanding how roofing insurance claims work.

A roofing insurance claim involves evaluating and repairing damages made after extreme weather. The best way to start your claim is to do a thorough inspection of your roof and assess the damages. Visible damages will be easy to spot, but there are oftentimes damages that go unnoticed. That’s why we recommend bringing in a professional contractor like Elysian Construction to make the inspection. We’ll provide a detailed report of damages to make sure that you get the money that you deserve from your insurance company. 

After the inspection is finalized, you’ll need to file a claim with your insurance provider. Different insurance companies have different processes, but it usually involves calling the claims department or filling out a form online. Once your claim is filed, you’ll need to schedule an inspection with your insurance company. This is typical, as they will want to ensure the damages reflect your claim. To make sure you’re getting what you need from your claim, we recommend having a professional contractor present for the insurance company’s inspection. This creates transparency, makes sure that your insurance company upholds their obligations to you, and reduces overall out of pocket costs. 

The final step includes repairs and construction. You and someone from Elysian Construction will receive paperwork that goes over all of the costs of the repairs covered by your insurance. From there, all you need to do is work with your representative from Elysian to schedule a time for construction to begin.  

Filing a roofing insurance claim can be a stressful process, but Elysian Construction is here to make sure that you get the most out of your insurance coverage. All you need to do is give us a call prior to contacting your insurance company so we can help you document everything early and continually throughout the process. By working together, we’ll reduce the stress and help increase the speed of reporting and filing a roofing insurance claim.